GIC Interest Rates (Deposit Broker Rate Bulletin Only)

Effective date: 12/6/2019

Long Term
Term (Year) GICs - Annual or Compound Interest (Min. $5000)
 1 Year 2.100% 
 2 Year 2.150% 
 3 Year 2.210% 
 4 Year 2.220% 
 5 Year 2.290% 

Monthly interest rate is 1.4% less


Term (Year) RRSPs Compound Interest Only (Min. $5000)
 1 Year 2.100% 
 2 Year 2.150% 
 3 Year 2.210% 
 4 Year 2.220% 
 5 Year 2.290% 

 

Short Term

Interest at Maturity Only - Redeemable prior to maturity with 1% penalty after 29 days.

Term (Year) Short Term Notes (Min $5000)
 30 - 59 days 0.200% 
 60 - 89 days 0.200% 
 90 - 119 days 0.200% 
 120 - 179 days 0.200% 
 180 - 269 days 0.250% 
 270 - 364 days 0.250% 

*All rates are subject to change without notice.
GICs and short term notes are not assignable.
All certificates are transferable. 


Special RatesThere are no special rates at this time. 

Please note: CWT has no rate line.