rates & fees

GIC Interest Rates (Deposit Broker Rate Bulletin Only)

For rates for GICs to be held in CWT Self-Directed Accounts, please contact us.

Effective Date: Thursday, January 05, 2012

Long Term

Term
(Year)
GICs - Annual or Compound Interest
(MIN $5000)
1 Year1.400%
2 Year1.550%
3 Year1.650%
4 Year1.850%
5 Year2.100%
Monthly interest rate is 1/4% less
 
Term
(Year)
RRSPs - Compound Interest Only
(MIN $5000)
1 Year1.400%
2 Year1.550%
3 Year1.650%
4 Year1.850%
5 Year2.100%
 
 

Short Term

Interest at Maturity Only - Redeemable prior to maturity with 1% penalty after 29 days

Term
(Days)
Short Term Notes
(MIN $5000)
30 - 59 days0.200%
60 - 89 days0.200%
90 - 119 days0.200%
120 - 179 days0.200%
180 - 269 days0.250%
270 - 364 days0.250%
 
 
 
* All rates are subject to change without notice
GICS and short term notes are not assignable.
All certificates are transferable.


Special Rates/Notes

There are no rate specials at this time


Please note: CWT has no rate line.